If you’re like most Americans, you count on your employer for health insurance coverage. But what would happen to your health insurance if you suddenly stopped working or no longer qualified for benefits? No one can predict the future. It’s possible that your company could lay you off or reduce your hours to part-time, your […]
Are you a better-than-average driver? Regardless of what my wife says, I know I am, and chances are you think you are too. That is because nearly three-quarters of people think they are better-than-average drivers. Besides being mathematically impossible, this statistic is an example of overconfidence—and is just one illustration of how certain biases can […]
As individual investors, we are commonly drawn to what is going on in the market. Often, the things that draw us in are engineered to make us react. In doing so, we can often come up with reasons why we should buy or sell. When asked to explain our reasoning it is often a ‘gut […]
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It will soon be the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis. Over the coming weeks and months, as other anniversaries of major crisis-related events […]